Purpose
What the funds will do and why they are needed now.
Olivaeus Advisory
Caveat loans for business purposes
Short term business funding secured by a caveat over property. Business purpose finance only.
When this loan can fit
A caveat loan can suit a defined short term business need where the security and exit are clear.
- The funds are wholly or predominantly for a business purpose
- The proposed property security is understood
- The amount required is at least $500,000
- There is a clear and realistic exit strategy
What funders look at
Security
The property, its value and all debt already secured against it.
Timing
The date that matters and what must happen before then.
Exit
How and when the loan will be repaid, with evidence and a backup plan.
Your exit on this loan
Funders start with repayment. Possible exits for this type of deal can include:
- Sale proceeds
- A refinance
- Business cash flow from a defined event
The right exit depends on the deal. We help shape the explanation and identify the evidence a funder will expect.
Why work with us
A choice of suitable funders
We focus on funders whose appetite fits the deal.
A properly presented file
We set out the story, numbers, risks and exit clearly.
Terms compared in one place
You see the costs and conditions before you decide.
Documents that help
- Current loan statements
- Property details and valuation material if available
- Details of the business purpose
- A clear exit strategy and supporting evidence
- Relevant contracts, approvals or project information
We only arrange finance for a business purpose, from $500,000. We don’t arrange consumer credit or home loans for personal use, and we’re not a lender.
How it works
Four simple steps to your funding
Tell us about your deal
Two minutes, no documents needed yet.
Get your application pack
If it fits, we send the mandate and application form the same day, and help you set out your exit strategy.
We take it to the right funders
Your file goes only to the funders whose appetite matches your deal.
You choose, we settle
You pick the terms that suit you and we manage it through to settlement.